Simple & flexible trip insurance for international or domestic travel. Millions of travellers rely on us for trusted advice and the best selection of cheap flights and travel deals. Knowing what type of traveller you are can help in choosing the right kind of travel insurance plan that works best for your needs. Moreover, a traveller’s habits and activities can have a huge impact on insurance plan choice. Look at reviews on TripAdvisor and chances are there will be a prominent ‘best prices’ display of deals through various agents.

In addition to thorough coverage, Travelex has some of the best customer service we’ve experienced with a travel insurance company. All of our calls and emails were answered promptly, and the company’s reps were both knowledgeable and friendly — the type of people we’d want helping us if we got caught in a sticky situation while traveling abroad. Our easy to use website allows you to compare and buy travel insurance plans from top rated insurers.

The insurance menu includes five main courses: trip cancellation and interruption, medical, evacuation, baggage, and flight insurance. Supplemental policies can be added to cover specific concerns, such as identity theft or political evacuation. The various types are generally sold in some combination — rather than buying only baggage, medical, or cancellation insurance, you’ll usually purchase a package that includes most or all of them. “Comprehensive insurance” covers all of the above (plus expenses incurred if your trip is delayed, if you miss your flight, or if your tour company changes your itinerary).

Never travel without insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn’t get to take advantage of.

When it comes time to file a claim, you will want to review your policy to ensure your claim will be honored and then call your travel insurance company as soon as possible (many allow you to file online as well). Your travel insurance company will provide directions on the steps you need to take to receive payment. After filing, it normally takes 1-2 months until the claim is resolved.