Travelex Travel Insurance – The ultimate in travel protection and emergency travel assistance. There are dozens of other types of add-on travel insurance coverage. Once again, they vary from one insurance company to the next. Many insurance companies offer coverage for foreign funeral and burial expenses for a sort of life insurance coverage. Other common add-ons include coverage for terrorist attacks and kidnapping ransoms as well as coverage for smaller costs like baggage loss and rental car liability insurance. Travel insurance companies can protect policy holders from almost any cost directly associated with a trip, and by shopping online and comparing costs, buyers can find great, protective travel insurance policies at low prices.
Even if your health plan does cover you internationally, you may want to consider buying a special medical travel policy. Much of the additional coverage available is supplemental (or “secondary”), so it covers whatever expenses your health plan doesn’t, such as deductibles. But you can also purchase primary coverage, which will take care of your costs up to a certain amount. In emergency situations involving costly procedures or overnight stays, the hospital will typically work directly with your travel-insurance carrier on billing (but not with your regular health insurance company; you’ll likely have to pay up front to the hospital or clinic, then get reimbursed by your stateside insurer later). For routine care, a visit to a doctor will likely be an out-of-pocket expense (you’ll bring home documentation to be reimbursed). Whatever the circumstances, it’s smart to … Read the rest