Simple & flexible trip insurance for international or domestic travel. John Hancock offers an impressively straightforward and easy to read contract. When explaining coverage for trip interruptions due to a stolen passport the contract clearly states it will cover a documented theft of passports or visas. Documented means that you have reported the theft to the local authorities.” The contract isn’t an entertaining read, but we like that it lays out the policy as simply as possible and offers clarifications along the way so we know exactly what to expect from our coverage.
The policies available vary by state, and not all insurance companies are licensed in every state. If you have to make a claim and encounter problems with a company that isn’t licensed in your state, you don’t have a case. We make money, but we don’t make it from you. We’ll never add fees or commissions to the prices you see on our site and you won’t find deals cheaper by going direct.
All of the information we provide about travel insurance is a brief summary only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.
If you’re not completely satisfied, you have 10 days (or more, depending on your state of residence) to request a refund, provided you haven’t started your trip … Read the rest