Travelex Travel Insurance – The ultimate in travel protection and emergency travel assistance. Some credit card issuers offer automatic travel insurance if travel arrangements are paid for using their credit cards, but these policies are generic and particular care must be taken to take into account personal requirements. There are many travel insurance policies available in the market place, but care must be taken of what events are covered by each policy, and what exclusions, exceptions and limits apply, besides other issues.
In general, you should expect your policy to cost between 4-10 percent of your total trip cost The main factors that determine premiums are trip cost and length, the age of the travelers (older people are more expensive to insure), and any options you select (things like extreme sports or rental car coverage). To find the best price for your trip, we recommend comparing quotes from each of our top picks.
Before applying for a card, think about where you ultimately want to travel: a Caribbean cruise? Disney World? Hawaii? Then, research the best card for earning the points that will get you there. For example, on Hawaiian Airlines World Elite Mastercard , you’ll earn 50,000 bonus miles after spending $3,000 within the first three months of having the card. Plus, you’ll get three miles per dollar spent on Hawaiian Airlines flights, double miles per dollar spent on gas, dining, and grocery stores, and one mile per dollar spent on other purchases. Best of all, Hawaiian Airlines tends to have more award seats from major U.S. cities than other airlines.
Travel insurance is not a replacement for health insurance. Many travel insurance policies place a heavy emphasis on medical coverage, because it is one of the most expensive travel risks. But it will not cover a visit to your doctor for a check-up. In addition to the medical coverage, travel insurance will protect you from other travel risks like trip cancellations or lost luggage.
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